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Mark's avatar

Coincidentally I bought this on Audible yesterday, it's in the 2 for 1 sale in the UK (not sure about elsewhere) so this was a good visual introduction.

I like the "look at that car" image best, I often think "nice car, shame about the driver" as some idiot speeds past me at 120mph, only in not quite so polite terms!

Chris J Wilson's avatar

My kindle and Audible accounts are still based in the UK (although I do all my other shopping in Poland) as I started buying books there and [you can't?/I don't know how] to migrate to another country. When I got the paperbook, you can download the ebook for free too. I loved that arrangement.

I like the "Shame about the driver" thought, I didn't put that together but it's so true! It reminds me of how Top Gear always used to complain about BMWs as they attracted a certain type of terrible driver so then their reputation went down and that type of driver went to another car. There are a lot of lessons there; you can change your exterior but it won't change your personality.

Mark's avatar

Unfortunately there's no PDF for me, I just had a look.

I love the fact that you pulled that lesson from the thought about the drivers. I can think of a few ways of saying it but none are very nice 🤣

Rooftop Investor's avatar

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TrendlineGala | Quiz Lab's avatar

I had to laugh because I'm one of those that always looks at the car and would rather the driver not be there so I can check out the car! Lol.

Rooftop Investor's avatar

Hi Mark, Can you please follow me and support me on my substack....i provide Business analysis reports which are of super high quality. please have a look

Lud Toussaint's avatar

Thanks for the summary! My favorite drawing would be the pool, a very memorable metaphor and I always love to see how different people draw water 🙂

Chris J Wilson's avatar

I find water such a challenge to draw. I've tried it in a few different ways copying other people's styles. One thing I've done a bit is use overlay layers instead of a normal layer. actually had another one with water that I made during the thought process but rejected.

Lud Toussaint's avatar

It looks good! I like that the floor is darker, that really help it look more "real"

Chris J Wilson's avatar

I tried it just to have a go so I'm glad it comes across well!

Brad Heagy's avatar

These are great. Firm believer that The Psychology of Money should be in every high school or college course. We make all new hires at our firm read the book. Visuals just take it up a level

Chris J Wilson's avatar

Thanks for the compliment Brad! What does your firm do? The last startup I was at had a great list of required readings.

Brad Heagy's avatar

We are a small family office/wealth mgmt. Coming from a 15 yr career in a large institution I saw a lot of these educational opportunities missed. Being somewhat of a startup ourselves, we have the ability teach and express what truly matters. Serve, not sell.

Chris J Wilson's avatar

Sounds brilliant. Many companies talk about the importance of their values but do so little to actually live them. Helping to instil them early on like this would go much further.

TrendlineGala | Quiz Lab's avatar

It absolutely should be! That's an excellent idea!

Eli Kravitz's avatar

The compounding interest exercise got me. That’s crazy to think about!

TrendlineGala | Quiz Lab's avatar

I know right! That's so amazing!

Gaby De Freitas's avatar

Visual metaphors always makes it more fun and immersive. Nice work!

Chris J Wilson's avatar

Thanks Gaby! As you might have guessed, I'm a big fan of them too!

TrendlineGala | Quiz Lab's avatar

Yes it does! It helps to remember it too!

Second Home First's avatar

Excellent drawings- so good!

Rachel O'Brien's avatar

This summary is really good. Just shared it with my husband for the reminder.

Chris J Wilson's avatar

Thank you Rachel. I always think that the best compliment is when someone shares your work with someone else as it shows they really do like it. Hearing you shared it is a real compliment.

Zarka's avatar

Have read the book. Great summary, amazing illustrations

TrendlineGala | Quiz Lab's avatar

Right! It made want to read the book!

Pedaltorial's avatar

i just finished it and thanks for this handy summary!

TN YASWANTH's avatar

Very good visual work and Insightfull

Bovas J's avatar

My favorite image was about the one about compounding wealth. Nice article.

Chris J Wilson's avatar

Thanks! Compounding wealth really is magic.

Bovas J's avatar

Can you create an article about it

Amelia M's avatar

Sent this on to several people. Also, just saw “Five Types” at my local library. Time, health, social, ____ , financial; oops forgot #4. It was important, believe me!! I passed on borrowing because I need fiction right now, but maybe next time.

Chris J Wilson's avatar

I think it’s physical (instead of health) and mental. Sounds like a great concept, right? Just need to get through a few more on my Tsundoku!

Nadya S's avatar

There was something that resonated in each of these. I came to investing late and research in the U.K. shows 60% of men invest compared to 40% of women. So in addition to the above typologies there is a gender element that needs to be overcome. Understanding personal finance is freedom.

Chris J Wilson's avatar

I can't remember if I've heard that before but did you hear any theories why? And does that mean women are more likely to save than men?

Nadya S's avatar

Depending on the individual it seems to be a mixture of less risk appetite coupled with lesser understanding of the investment choices and markets so they save more, lower earning potential in some cases, breaks for maternity leave and focus on the home. Personally I feel this could be remediated by making financial literacy mandatory at school.

Piya Sachdeva's avatar

It’s for a few reasons. Women earn less than men is the first (so you automatically invest less in a pension). You accumulate savings later and so invest later. Women have lower levels of financial literacy, confidence and risk tolerance, as well as lack of role models in investing / advisory and historical barriers to entry. Women generally know less about risk, investing and pensions. Women also on the whole like active management and investing for impact. Hope that helps !

TrendlineGala | Quiz Lab's avatar

Wow, that's interesting! Yes, understanding personal finance is absolutely freedom! It would be great if we all learned more about that while still in school!

Abhinav Jha's avatar

Lessons worth internalizing.

Janis Ozolins's avatar

Beautiful work!

Chris J Wilson's avatar

Thanks Janis! Means a lot as always.